NetHope: Mobile Cash Transfers

This solution addresses high transaction cost cash transfers in Niamey, Niger for urban refugees

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Problem Description

This solution addresses the problem of low efficiency cash transfer systems for high need refugees. The traditional system used for cash transfers--Micro Finance Institutions (MFI)--works for these refugees. But this solution looks at mobile cash transfer protocols as a way to go beyond the simple functionality of MFI. The solution specifically documents the successes and failures of a pilot program developed around mobile cash transfers for refugees in Niger.

Building Blocks

Story

The pilot program that this solution looks at is based off a study that compared the effectiveness of Micro Finance Institutions versus mobile cash transfer. It achieved this based off a study completed with two equally sized refugee groups, one using MFI and one using mobile cash transfer. It was
found that the mobile phone technology has lower transaction costs but higher set-up costs,
mostly related to the sensitization and training of beneficiaries. In future implementations, the steps outlined in to building block section are those which are most likely to ensure success of the mobile cash transfer program.

Sustainable Development Goals

On September 25th 2015, countries adopted a set of goals to end poverty, protect the planet, and ensure prosperity for all as part of a new sustainable development agenda. Each goal has specific targets to be achieved over the next 15 years. This solution covers the following goals:

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Social Progress Index

  • Platform and System Level Support - Other
  • Personal Freedom and Choice (Agency) - Are people free of restrictions on their personal decisions?
  • Photos

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    Resources

    • Full Report

      Comprehensive overview of the cash transfer study in Niger

    Organisations Involved

    Contributed By

    • Pantaleo Creti, Save the Children

    Solution Stage

    One of the 7 stages of an innovation. Learn more
    STAGE SPECIALIST SKILLS REQUIRED EXAMPLE ACTIVITIES RISK LEVEL AND HANDLING FINANCE REQUIRED KINDS OF EVIDENCE GENERATED GOAL
    Making the case4
    Business development and evaluation
    • Market sizing, development and testing
    • Business case analysis
    • Identifying cashable savings
    • Prepare to adapt approach, based on evaluation results and user feedback
    MEDIUM
    • Grant funding or funding out of investment
    MEDIUM
    A stronger case with cost and benefit projections developed through practical trials and experiments, involving potential users
    Clarity about what warrants implementation and funding

    Key Details

    Social Progress Index
    Platform and System Level SupportPersonal Freedom and Choice (Agency)
    Sustainable Development Goals
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    Activity